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The purpose of insurance is to provide you and your client with maximum protection whilst you are acting in your professional capacity.
Professional Indemnity insurance gives you protection against any bodily or mental injury, illness, disease or death of a client caused by any negligent act, error or omission committed by you in or about the conduct of your professional duties.
Public Liability insures you against loss or damage to clients (and others) due to an unsafe environment e.g. slippery floors, faulty equipment etc.
OAMPS (formerly Spencer Jones) offer a policy which is on an occurrence basis i.e. any incidents which occur whilst you are/were insured are covered, even if the claim is made several years after you cease paying premiums.
Tel: 1800 222 012
www.oamps.com.au
naturaltherapists@oamps.com.au
Aon Risk Services Australia Limited As a massage therapist, you assist your clients to achieve optimum health by providing treatment tailored to your client's unique needs. Our role as your insurance broker follows the same principles. We understand the work you do and the risks you face,and we've develpoed an insurance package to address your specific needs.
Aon's allied health practitioner insurance combines three types of cover - malpractice, public and products liability into one policy.
As a policy holder, some of the key value added benefits you have access to include
free legal advice hotline no excess in the event of a claim competitive premiums free run-off coverPlease contact AON for more information.
Tel: 1800 805 191
www.aon.com/australia
alliedhealth@aon.com.au
Rowland House Insurance Brokers
Rowland House offer a combined professional indemnity and public & products Liability insurance policy for massage therapists. The policy is underwritten by CGU.
The prices are very competitive and the policy is available for purchase on-line here.
Please contact Rowland House for all enquires.
Tel:1800 642 747
www.rowlandhouse.com.au
enquires@rowlandhouse.com
To apply for Insurance simply tick the appropriate box on your Membership Application form. AMT will forward policy information when your membership has been processed. There is no need to contact the insurance broker/authorised representative directly unless you have further policy questions.
The cost of insurance (including GST) in 2010 is:
| Company | $1,000,000 | $2,000,000 | $5,000,000 |
| Aon Risk Services Australia Limited | $197 - $204 | $226 - $234 | $278 - $290 |
| OAMPS (formerly Spencer Jones) | $198 | $225 | $264 |
| Rowland House Insurance Brokers | $115 | $135 | $180 |
All prices quoted are inclusive of GST.
OAMPS prices quoted are indicative only as add-ons are available.
Please note: AMT strongly recommends coverage of at least $1,000,000 for health fund rebates.